Agentic

AI for payment, fraud risk operations

Empower every analyst with an AI agent to deliver exponentially better outcomes

AI Teammates

From performative to strategic: Reimagining work

Manual reviews have become a silent burden in modern payment, fraud risk operations. These tasks—essential yet repetitive—consume valuable time and energy that could be better spent on activities requiring creativity and strategic thought. Offloading this work to AI agents unlocks the full potential of your team, turning the grind into strategic work and growth.

AI Teammates

Agentic payment, fraud risk operation revolution starts here

Today, risk management teams are overwhelmed by repetitive reviews and fragmented data. Agentic AI reduces manual load, accelerates decisions, and ensures faster, smarter responses to evolving payment, fraud risks.With Credio, every analyst gets a personal AI Agent to collaboratively offload non-human work, automate reviews, enrich data, and streamline decisions—freeing the analyst to focus on complex risks and deliver exponentially better outcomes.

AI Teammates

How AI agents collaborate with human analysts

The role of AI agents in managing non-human work is to take over repetitive, operational tasks of their human teammate and execute them autonomously, creating a seamless workflow that delivers actionable outcomes.

1

AI agent receives alerts from existing queuing systems like ServiceNow, SalesForce, Slack, or Webhooks for their human teammate


INGEST ALERTS, ASSIGNED JOBS

2

The AI Agent collects and enriches data from multiple sources, such as database or internal tools, external APIs and tools arriving at a comprehensive understanding of the situation.


GATHER CONTEXT

3

AI agent autonomously executes investigation steps, delivers conclusions, communicates with its human teammate and delivers outputs—like closing tickets with a decision or response—directly into the existing workflows.


TAKE ACTION

AI Teammates

Who we are and why we're here

AI represents an inflection point in fraud and risk operations. The rise of GenAI is enabling fraudsters to scale attacks faster, cheaper, and more intelligently—transforming once-complex schemes into easily replicable, commoditized threats. Meanwhile, risk and payments teams are overwhelmed—drowning in false positives, investigating fragmented signals across siloed tools, and racing against real-time financial loss with limited human resources. At Credio, we believe AI is also the turning point for defenders: AI Teammates can offload non-human tasks, accelerate decision-making, and free up people to focus on strategic interventions and proactive risk mitigation. It's time to shift from reactive to autonomous operations—and finally deliver the payment, fraud risk management outcomes organizations need.

Our Founders

ANUPAM RATHA

FOUNDER & CEO


2x entrepreneur. With 25+ years of experience in identity security, fraud risk, compliance.

PRAVAT MISHRA

FOUNDER & CPO


3x entrepreneur. With 35+ years of experience spanning semiconductor, mobile, identity security.

SID MUDGAL

FOUNDER & CTO


2x entrepreneur. An innovative tech founder with vast experience in identity security, fraud risk, payments.


Thank you

CREDIO EMPOWERS PAYMENT, FRAUD RISK TEAMS TO DO MORE WITH LESS.

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