🎙️ Listen to our CEO, Anupam Ratha, discussing AI agents for risk operations. Listen now →
Frontline AI for risk and compliance operations
Credio AI Teammates drop into existing tools and slash manual review volume while improving consistency, SLAs, and revenue capture
Deploy specialized agents that understand regional compliance, local payment methods, and vertical-specific threats out of the box.
MERCHANT & BUSINESS RISK REVIEWS
- •Merchant onboarding risk reviews
- •KYC/KYB risk assessment
- •Merchant suspensions and warnings
- •Merchant risk investigations
- •Sample data reviews (onboarding documents, applications)
PAYMENT & TRANSACTION FRAUD OPERATIONS
- •Transaction fraud risk review
- •High-risk transaction monitoring
- •Flagged transaction review
- •Manual decline review
- •Post-transaction decline reviews (customer support)
- •Sample reviews of declined transactions
- •Fraud risk trend identification
- •Rule change management
ACCOUNT TAKEOVER (ATO) & IDENTITY ABUSE
- •ATO fraud review
- •ATO fraud operations (verification calls or texts)
- •Customer and merchant identity verification support
- •Behavioral and device pattern review
CHARGEBACKS, ALERTS & DISPUTES
- •Chargeback alert triage
- •Chargeback/dispute RFIs
- •Dispute documentation preparation
- •Root-cause analysis for dispute and loss trends
REFUND, RETURNS & ABUSE DETECTION
- •Return and refund abuse detection
- •Policy circumvention monitoring
- •Post-refund risk investigations
CONTENT & BRAND SAFETY
- •Content moderation
- •Listing and product moderation
- •Appeals management
- •Brand and IP violation checks
FRAUD STRATEGY & RISK ANALYTICS
- •Fraud risk trend identification
- •Emerging pattern intelligence
- •Rule and threshold optimization
- •Support for risk policy updates
Why Teams Choose Credio
We have comprehensive data coverage over billions of records, enabling accurate risk intelligence and fraud detection across key categories for our customers
Credit Reports
U.S. consumers
Business Registries / SOS
Business entities
Business Licenses
Public filings
KYC / KYB Identity
People, businesses
Phone Numbers
Global coverage
Emails
Breached accounts
Bank Accounts
U.S. accounts
ACH Fraud & ATO Signals
Users
100+ integrations across 13 categories—ready to deploy.
Each agent comes pre-configured for your existing platforms. No setup required.
Connects with Everything
Your agents already know how to use your stack
Fraud Prevention & Risk
10 tools
Enterprise fraud detection and risk scoring platforms
Payment Processors
12 tools
Major payment gateways and processors
Communication & Support
12 tools
Customer support and team collaboration tools
Task & Project Management
8 tools
Project tracking and workflow management
Productivity & Collaboration
10 tools
Enterprise productivity suites
Web Research & Browsing
30 tools
Agentic browsing across real estate, social media, and people search sites
Identity & Verification
8 tools
KYC, identity verification, and background checks
CRM & Sales
6 tools
Customer relationship and sales platforms
Solutions That Deliver
Pre-built AI agents for your most pressing operational challenges
Risk Intelligence & Fraud Defense
Autonomous investigators analyze transactions across Signifyd, Riskified, and Kount. Eliminate false positives with multi-source intelligence.
Dispute Forensics & Recovery
Forensic evidence gathering and algorithmic dispute filing. Increase win rates by 35% across PayPal, Stripe, and Adyen.
Regulatory Governance & Oversight
Enterprise-grade compliance infrastructure. Agents parse regulations, monitor communications, and enforce policies in real-time for SEC, FINRA, and NIST compliance.
Cognitive Verification & Identity Assurance
Voice biometrics and autonomous agents for high-scale merchant onboarding and KYC checks. Human-like conversation with military-grade security.
Algorithmic Underwriting & Capital Ops
Automate the entire capital lifecycle. From loan origination to ACH processing—agents handle complex financial workflows with mathematical precision.
Autonomous Adjudication & Resolution
Resolve complex appeals and claims with AI adjudicators. Agents synthesize evidence and draft impartial decisions for human review or autonomous approval.
New case ingested. Signals merged from fraud, compliance, and ops tools. Risk level: elevated.
Inventory check: IDs ✔︎, bank data ✔︎, proof-of-address ✖︎ (missing). Evidence shelf is ready for export.
Need approval to contact the customer for proof-of-address. Do you want me to proceed?
Proceed. Keep the audit trail and update SLA status.
Engaged customer: they’ll send proof-of-address within 24 hours. SLA clock set, audit log updated, and case annotated.
Slack
Microsoft Teams
Google Chat
Discord
Enterprise build
Easy Integration
Go live fast via UI, AI overlay, or API—no heavy engineering.
Historical Backtesting
Prove ROI pre-launch with backtests on your historical data.
Frictionless Reviews
Resolve cases in seconds with real-time, consistent decisions.
SOC 2 Type II Certified
Enterprise controls for security, availability, and confidentiality.
ISO 42001 (AI Governance)
Built for safe, transparent, and responsible AI operations.
Built for Regulators
Audit-ready workflows aligned to FCA, OCC, FDIC, SEC, and more.
See How We Compare
Credio delivers faster deployment, lower costs, and superior performance compared to alternatives
| Metric | Credio | Crew.ai | LangChain | AutoGen | Outsourcing | In-House Development |
|---|---|---|---|---|---|---|
Deployment Time Get to production in minutes, not weeks | 6.5 minBest | 10 days | 14 days | 12 days | — | — |
Time to Operational Value From decision to live in production | < 1 dayBest | — | — | — | 30 days | 90 days |
Ready to Deliver Exceptional Operational Outcomes?
Supercharge your operations team with AI-first intelligence. Deploy 100+ specialized agents in minutes and start seeing instant results—faster operations, better efficiency.