AI teammates that review cases and risk signals inside the tools your team already uses. Consistent and explainable recommendations.
SOC 2SOC 2 Type II02Solutions
Purpose-built AI teammates for every risk operation. Each one runs the checks, gathers the context, and returns an audit-ready decision.
Onboarding
KYB, sanctions, MATCH, and document fraud checks with audit-ready approve, review, or reject decisions.
Portfolio Risk
VAMP thresholds, scam-rule monitoring, and portfolio enrichment so alerts arrive with context, not noise.
Underwriting
Intake completeness, smart routing, and pre-underwriting that cuts back-and-forth and routes to the right sponsor.
Acquiring
Voice AI outreach, maker-checker governance, core validation, and portfolio engagement in one agent stack.
Fraud
Refund abuse, customer ATO, high-value orders, and content moderation resolved with evidence, not gut feel.
Disputes
Win-probability scoring, Visa CE3.0 evidence prep, and representment narratives without manual filing grind.
03Integrations
Tools and integrations for the queues and systems you already use. Your agents use them, ready on day one.
04Trusted by
Explore all teamsFrom ISO agents to sponsor banks and marketplaces, Credio powers risk operations for every type of team in the payments stack.
Full lifecycle underwriting and monitoring
Move more merchants through intake, KYB, underwriting, and post-onboarding monitoring with concurrency-ready packaging and consistent policy application at scale.
Sponsorship oversight and merchant acquiring
Credio operates inside existing bank systems, standardizing partner reviews, enforcing compliance, and routing structured evidence to human teams with full audit trails.
Intake, routing, and application prep
ISO agents funnel merchant applications upstream. Credio eliminates the back-and-forth that stalls revenue with guided intake, KYB, and smart sponsor-bank routing.
Onboarding, trust and safety, payout risk
A risk intelligence layer inside your existing stack, extending analyst capacity across seller onboarding, refund review, payout ATO prevention, and trust & safety QA.
05Why Credio
Inside your queues and tools, handling volume, policy, and documentation.
Risk teams lose time to manual work, inconsistent policy, and scattered documentation.
Analyst time lost to manual alert follow-up
Policies apply only when seniors are available
Same case, different outcome by analyst
Rationale scattered in Slack and spreadsheets
Automation brings clarity, speed, and audit-ready decisions across every workflow.
Context gathered, alerts deduped, outcomes logged
Rules and exceptions run on every case
Decisions follow SOPs and past patterns
Rationale and policy refs on every decision
Risk teams lose time to manual work, inconsistent policy, and scattered documentation.
Analyst time lost to manual alert follow-up
Policies apply only when seniors are available
Same case, different outcome by analyst
Rationale scattered in Slack and spreadsheets
Automation brings clarity, speed, and audit-ready decisions across every workflow.
Context gathered, alerts deduped, outcomes logged
Rules and exceptions run on every case
Decisions follow SOPs and past patterns
Rationale and policy refs on every decision
Data coverage
Credit, identity, business, contact, and fraud, the signals risk teams rely on.
U.S. consumers
Business entities
Public filings
People, businesses
Global coverage
Breached accounts
U.S. accounts
Users
06Enterprise-ready
Review gates, policy enforcement, and audit trails on every decision.
RBAC, SSO, encryption, and audit logs from day one.
Your data stays yours. Nothing retained or used for training.
Data, logic, and reasoning traced for every outcome.
Analysts approve, override, and refine with feedback loops.
Audit-ready recommendations inside your existing queues.
